RESPITE AND MEDICAID MANAGED LONG TERM CARE
Medicaid Managed Long Term Care (MMLTC) programs provide community based care services for people with long lasting health problems or disabilities. These services are paid for by Medicaid.
In many cases - access to these services assist the care receiver AND the caregiver. Often allowing scheduled time off or the ability to go to work everyday and still keep a loved one in the community.
Many people believe that they do not qualify for Medicaid because their monthly income is above the Medicaid allowable limit of $825.
POOLED SUPPLEMENTAL NEEDS TRUSTS.
The purpose of a pooled trust is to shelter excess income (also referred to as a "spend down") so it is not counted by Medicaid, thereby making a person eligible for Medicaid and the Managed Long Term Care Programs.
In order to qualify one must have income and assets below a certain limit to be eligible. For a single elderly or disabled person in New York State in 2016, these limits are $825/mo. of income and $14,850 in total assets. (The income limits for people Disabled, Age 65+, or Blind) Due to the high cost of living, especially medical expenses, many people find that although they are barely scraping by, they are "too rich" to get Medicaid. Fortunately, by using a pooled trust to shelter excess income - Medicaid eligibility is possible.
The monthly spend down (excess income) is deposited into the trust, the trust can then pay monthly bills, such as rent, mortgage, taxes, cable, phone, utilities etc. The disbursements from the trust must ALWAYS be for the sole benefit of the trust participant.
A pooled trust is a trust established and administered by A Non - profit organizaiton. A separate account is established for each beneficiary, but for the purposes of investment and management, the trust pools the money of each participant.
Caregivers benefit greatly by helping their loved ones qualify for Medicaid using a trust. By getting help into the home - caregiver burden can be dramatically reduced.
Long term care services include:
Health Services - nursing, home health aides Personal Care - Help with bathing, dressing and household chores. Adult Day Health Care Social Day Care Nursing Home Care Specialty Health - Audiology, Dental, Optometry and physical therapy. Home Delivered Meals
Personal Emergency Response
In 2015, an alliance of a dozen organizations throughout the Rochester (Monroe County) area introduced a new campaign focusing on the needs of family caregivers. This comprehensive community impact campaign featured the launch of HelpACaregiver.org, a single point of entry for caregivers, or those concerned about a caregiver they know, to connect with the services they need.
This multi-layered program was made possible through grant funding from the Rochester Area Community Foundation, and includes recruitment of volunteer "caregiver companions" to help give caregivers a break by providing respite services. Another important goal of this initiative is make sure caregivers are lined up with services they can benefit from much earlier on in their caregiving journey.
The Rochester Advertising Council enlisted the help of Antithesis Advertising and other providers of creative services, who donated their time to build the creative campaign necessary to promote this important community program. The Ad Council also facilitated the donation of media time/space to make sure these television spots and print ads reach a broad audience, ensuring maximum impact.
Support services and resources for caregivers are available across New York State. Click here for a county by county listing.
Supporting You: New York State Caregiving and Respite Coalition (NYSCRC), supports all people engaged in caregiving,
and is dedicated to quality and accessible respite for all ages, conditions and disabilities.
New York State Caregiving & Respite Coalition c/o Lifespan 1900 S. Clinton Ave Rochester, NY 14618 585-244-8400E-mail NYSCRC